How it works

How switching health insurance actually works

In Switzerland, basic coverage is the same across all insurers. Only the price changes. We help you compare, choose, and switch, all in one place.

Free

Unbiased comparison

No commitment

Official OFSP data

How LAMal works

Same coverage. Different price.

All LAMal insurers are required to offer identical basic coverage by law. That means you don’t lose benefits when switching, you simply stop overpaying.

The only things that change:

  • Your monthly premium

  • Your model (Standard, HMO, Family doctor, Telemedicine)

For the same profile, the price difference can exceed 2,000 CHF / year.
How LAMal works – Swiss health insurance coverage explained
Process

Switch in 3 simple steps

From comparison to cancellation, we handle everything for you.

Tell us about you

Enter your profile

Provide a few details like your age, canton, and current premium. Our smart form adapts in real time to estimate your savings instantly.

Enter your profile
Compare personalized offers

Get tailored results

We compare 24 official insurers using up-to-date OFSP data. Plans are ranked by price based on your exact profile, no bias, no ads.

Get tailored results
We handle the switch

Switch with zero hassle

Choose your plan, and we take care of the rest. We prepare and send your cancellation letter to your current insurer.

Your new plan starts on January 1st
Switch with zero hassle
What we compare

What’s included in your comparison

We bring together everything you need to compare with confidence, from verified pricing to real savings, so you get a clear and complete view without the guesswork.

All major Swiss insurers

We compare 24 trusted providers across Switzerland.

Official pricing (OFSP)

All premiums are updated in real time using official data.

All insurance models

Standard, HMO, Family doctor, Telemedicine, all options included.

Your real savings

We show exactly how much you can save per year.

Why it’s safe to switch

Switch with confidence, no hidden risks

Same coverage, no trade-offs

Same coverage, no trade-offs

What you are covered for stays the same, no matter which insurer you choose.

Switch freely, no approval

Switch freely, no approval

No health checks, no extra steps, just a simple switch every year.

Your data stays private

Your data stays private

We only use your information to show results, never to sell or advertise.

FAQs

Your questions, answered

Didn’t find what you’re looking for? Our team is here to help.

Yes, you can change your basic insurance provider, as long as you respect the applicable cancellation deadlines. GoLamal helps you identify available options and prepare your switch more easily.

Find your best LAMal option in minutes

Free, no commitment, based on official pricing

How It Works | Compare & Subscribe in 3 Steps – GoLamal