Tell us about you
Enter your profile
Provide a few details like your age, canton, and current premium. Our smart form adapts in real time to estimate your savings instantly.
How LAMal works
Same coverage. Different price.
All LAMal insurers are required to offer identical basic coverage by law. That means you don’t lose benefits when switching, you simply stop overpaying.
The only things that change:
Your monthly premium
Your model (Standard, HMO, Family doctor, Telemedicine)
For the same profile, the price difference can exceed 2,000 CHF / year.
Process
Switch in 3 simple steps
From comparison to cancellation, we handle everything for you.
Tell us about you
Enter your profile
Provide a few details like your age, canton, and current premium. Our smart form adapts in real time to estimate your savings instantly.
Compare personalized offers
Get tailored results
We compare 24 official insurers using up-to-date OFSP data. Plans are ranked by price based on your exact profile, no bias, no ads.
We handle the switch
Switch with zero hassle
Choose your plan, and we take care of the rest. We prepare and send your cancellation letter to your current insurer.
Your new plan starts on January 1st
What we compare
What’s included in your comparison
We bring together everything you need to compare with confidence, from verified pricing to real savings, so you get a clear and complete view without the guesswork.
All major Swiss insurers
We compare 24 trusted providers across Switzerland.
Official pricing (OFSP)
All premiums are updated in real time using official data.
All insurance models
Standard, HMO, Family doctor, Telemedicine, all options included.
Your real savings
We show exactly how much you can save per year.
Why it’s safe to switch
Switch with confidence, no hidden risks
Same coverage, no trade-offs
What you are covered for stays the same, no matter which insurer you choose.
Switch freely, no approval
No health checks, no extra steps, just a simple switch every year.
Your data stays private
We only use your information to show results, never to sell or advertise.
FAQs
Your questions, answered
Didn’t find what you’re looking for? Our team is here to help.
Yes, you can change your basic insurance provider, as long as you respect the applicable cancellation deadlines. GoLamal helps you identify available options and prepare your switch more easily.
For basic insurance, covered benefits are defined by law. What mainly differs is the premium, the insurance model, the service, and sometimes the customer experience.
The comparison is free for users. Our goal is to help you find the most relevant offer based on your profile, with a clear presentation of available options.
These models provide access to the same basic benefits, but they organize your care journey differently. In exchange for a more structured approach, some models often allow you to reduce your premium.
The right choice mainly depends on your usual healthcare expenses and your ability to cover higher costs if needed. A higher deductible can lower your premium, but increases your out-of-pocket costs if you use care frequently.